Frequently Asked Questions
Everything you need to know about tax delinquent properties in Texas.
What is a tax delinquent property?
A tax delinquent property is real estate where the owner has failed to pay property taxes. After a certain period of delinquency, the county can seize and sell the property at a tax sale to recover unpaid taxes. These properties are often available at below-market prices.
How do I buy tax delinquent property in Texas?
In Texas, you can buy tax delinquent properties at county tax sale auctions. Properties are sold to the highest bidder, with the minimum bid typically covering the unpaid taxes, penalties, interest, and court costs. You can find upcoming tax sales through county websites or through TaxDelinquentTexas.com.
What is the redemption period in Texas?
In Texas, most property owners have a 2-year redemption period for residential homestead and agricultural properties, and a 6-month redemption period for other property types. During this period, the original owner can reclaim the property by paying the purchase price plus a 25% penalty (or 50% for the 2-year period).
Are tax sale properties a good investment?
Tax sale properties can be excellent investments because they are often sold well below market value. However, they come with risks including clouded titles, property condition issues, and redemption rights. Due diligence is essential before purchasing.
Can I get title insurance on a tax sale property?
Title insurance on tax sale properties can be difficult to obtain immediately after purchase. Most title companies require the redemption period to expire before issuing a policy. Some investors use quiet title actions to clear the title sooner.
How many counties does TaxDelinquentTexas cover?
TaxDelinquentTexas currently covers 120+ Texas counties including Harris, Dallas, Tarrant, Bexar, Travis, and other major counties. We update our data twice daily and are continuously adding new counties.
How much does TaxDelinquentTexas cost?
Full access to TaxDelinquentTexas is $149.99 per month. This includes access to all property data, owner contact information, property history, tax details, weekly email alerts, and the tax sale auction calendar.
What information is included for each property?
Each property listing includes the property address, owner name, appraised value, tax amount owed, years delinquent, property type, legal description, and county information. Paid subscribers also get owner contact details and property history.
How often is the data updated?
Our property data is Updated Twice Daily. We pull the latest tax delinquent property lists directly from county tax assessor records to ensure you have the most current information available.
Can I search by county?
Yes. You can filter properties by county, property type, value range, amount owed, and years delinquent. You can also search by address or owner name.
If I buy a tax delinquent property, do I inherit the unpaid taxes?
It depends on how you acquire it. If you buy a property at a tax sale auction, the delinquent taxes are typically cleared by the sale — the purchase price pays off the tax debt, and you receive the property free of the tax lien. However, if you buy a tax delinquent property through a private sale (directly from the owner), the tax lien stays with the property and you inherit the outstanding debt. Always do a title search and verify the tax status with the county before purchasing. In Texas, tax liens are superior to most other liens, meaning they get paid first.
If I buy directly from the owner before the auction, how do I handle the unpaid taxes?
In a private purchase, the buyer does not pay the county directly and hand the remainder to the seller. Instead, the transaction is handled through a title company. At closing, the title company pulls the exact amount owed to the county, pays the delinquent taxes directly from the sale proceeds, and distributes whatever is left to the seller. This protects you — you never have to trust the owner to pay the county themselves. The title company ensures the tax lien is cleared before the deed transfers to you. Never close a deal on a tax delinquent property without a title company. If you skip this step and pay the owner directly, you risk inheriting the full tax debt with no guarantee it gets paid off.
What are the different levels of tax delinquency?
Tax delinquency in Texas follows an escalating process: Level 1 (Recently Delinquent) — taxes just went past due, penalties begin at 7%. Level 2 (Penalties Accruing) — 2 years behind, penalties increase monthly up to 18% plus interest. Level 3 (Lien + Penalties) — 3+ years, a tax lien is firmly attached, attorney fees (up to 20%) may be added. Level 4 (Lawsuit Likely) — the taxing authority is preparing or has filed a lawsuit to foreclose on the lien. Level 5 (Tax Sale Imminent) — the property is headed to a sheriff's sale or constable's auction where it will be sold to recover the delinquent taxes.
What happens at a Texas tax sale auction?
At a tax sale, the property is auctioned to the highest bidder on the courthouse steps or online. The minimum bid covers the delinquent taxes, penalties, interest, and legal fees. If no one bids, the property is "struck off" to the taxing unit. For residential homestead properties, the original owner has a 2-year right of redemption — they can reclaim the property by paying what you paid plus 25% the first year or 50% the second year. For non-homestead and commercial properties, the redemption period is only 180 days.
When are Texas tax sale auctions held?
Under Texas Property Tax Code §34.01, tax foreclosure sales are held on the first Tuesday of every month, between 10:00 AM and 4:00 PM. The sale takes place at the county courthouse or a location designated by the county commissioners' court. The only exception is if the first Tuesday falls on January 1 or July 4 — in that case, the sale moves to the following Wednesday. Not every county holds a sale every month — it depends on whether they have properties with active judgments ready for auction. Our Auction Calendar shows confirmed sale dates with the specific counties and property counts for each date.
What is a "struck off" property?
When a property goes to tax sale auction and receives no qualifying bids, it is "struck off" to the taxing entity (usually the county, city, or school district). The taxing entity then owns the property and can sell it later — often at or near the minimum bid amount. For investors, struck-off properties represent a significant opportunity because you can purchase them directly from the taxing entity without competing at auction. Contact the county tax office or the law firm handling collections to inquire about purchasing struck-off properties. We currently track over 1,900 struck-off properties across Texas in our Auction Calendar.
What is a "resale" property?
A resale property is one that was previously struck off (no bids at auction) and is now being re-auctioned by the taxing entity. Resale properties are often priced more aggressively because the taxing entity wants to move them — they are no longer collecting property taxes on these and want them back on the tax rolls. Resale auctions follow the same process as regular tax sales (first Tuesday, courthouse steps) but may have lower minimum bids. We track resale properties separately in our Auction Calendar so you can spot these opportunities.
How do I buy a struck-off property directly?
To purchase a struck-off property, contact the county tax office or the law firm that handled the foreclosure. They will provide the terms of sale, which typically include: (1) the minimum purchase price (usually the judgment amount — taxes, penalties, interest, and fees), (2) payment in certified funds (cashier's check or money order), and (3) any additional requirements set by the commissioners' court. Some counties accept offers at or below the minimum bid; others require full payment. The process varies by county, so always call first. Once purchased, you receive a deed from the taxing entity — the same redemption periods apply as with auction purchases.
What payment methods are accepted at Texas tax sales?
Cash, cashier's check, or money order only. Texas tax sales do not accept personal checks, credit cards, or financing. You must pay the full amount immediately after winning the bid. Some counties require you to register before the auction and show proof of funds. If you cannot pay immediately, the sale may be voided and the property re-auctioned. For online auctions (used by some counties through platforms like Bid4Assets), payment is typically via wire transfer within 24-48 hours.
Does TaxDelinquentTexas show confirmed auction dates?
Yes. Our Auction Calendar shows confirmed sale dates pulled directly from active sale listings. For each date, we show the specific counties holding sales, the number of properties scheduled, total assessed values, minimum bid amounts, and courthouse locations. We also track struck-off properties (available for direct purchase) and resale properties (being re-auctioned). This data is updated regularly so you always know what is coming up next.
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